| All too often these days, insurance companies put greed and profit above integrity and fairness. Numerous examples of the double standards and dubious conduct of the insurance industry are included on our news and resources pages. It has been our experience that most insurance companies try to deny claims for any reason they can; and if they cannot get away with that approach, they attempt to underpay the claim as much as possible. Part of the millions of extra dollars these greedy companies make using these tactics is spent on advertising and lobbying against trial lawyers.
Your insurance company has more than a contractual obligation to you for the premiums you loyally pay. That insurance company owes you a duty of good faith. When an insurance company unreasonably withholds benefits due to you under your insurance policy, it can be said to be acting in "bad faith." Examples of bad faith conduct can include: failing to promptly and thoroughly investigate a claim; unreasonably delaying payment; unreasonably denying benefits to a claim using unreasonable interpretations in translating policy language; and refusing to settle the case or reimburse you for the entirety of your loss.
If you believe you have been treated unfairly by your insurance company, you need to speak with attorneys experienced in the numerous common law and statutory issues and remedies that may apply.
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